{"id":755,"date":"2026-05-08T16:37:03","date_gmt":"2026-05-08T08:37:03","guid":{"rendered":"https:\/\/xfxguide.com\/?page_id=755"},"modified":"2026-05-16T16:34:07","modified_gmt":"2026-05-16T08:34:07","slug":"xm-account-types","status":"publish","type":"page","link":"https:\/\/xfxguide.com\/en\/xm-account-types\/","title":{"rendered":"XM Account Type"},"content":{"rendered":"<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-cf247fd stk-block-background stk--has-background-overlay\" data-block-id=\"cf247fd\"><style>.stk-cf247fd {background-color:#000000 !important;background-image:url(https:\/\/xfxguide.com\/wp-content\/uploads\/2021\/01\/home-hero.jpg) !important;background-position:center center !important;padding-top:200px !important;padding-bottom:50px !important;margin-bottom:0px !important;}.stk-cf247fd:before{background-color:#000000 !important;opacity:0.7 !important;}@media screen and (max-width:999px){.stk-cf247fd {padding-top:170px !important;padding-bottom:100px !important;}}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-content-align stk-cf247fd-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1d93b9f\" data-v=\"4\" data-block-id=\"1d93b9f\"><style>.stk-1d93b9f-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1d93b9f-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1d93b9f-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-436ce8b\" id=\"xm\u8d26\u6237\u7c7b\u578b\u600e\u4e48\u9009\uff1f\" data-block-id=\"436ce8b\"><style>.stk-436ce8b {max-width:680px !important;min-width:auto !important;margin-right:auto !important;margin-bottom:20px !important;margin-left:auto !important;}.stk-436ce8b .stk-block-heading__text{font-size:50px !important;color:var(u002du002dtheme-palette-color-8, #ffffff) !important;line-height:1.5em !important;font-weight:800 !important;}@media screen and (max-width:999px){.stk-436ce8b .stk-block-heading__text{font-size:35px !important;}}@media screen and (max-width:689px){.stk-436ce8b .stk-block-heading__text{font-size:30px !important;}}<\/style><h2 class=\"stk-block-heading__text has-text-color has-palette-color-8-color\">How to Choose the Right XM Account Type<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-ad51fb0\" data-block-id=\"ad51fb0\"><style>.stk-ad51fb0 {max-width:680px !important;min-width:auto !important;margin-right:auto !important;margin-bottom:50px !important;margin-left:auto !important;}.stk-ad51fb0 .stk-block-text__text{font-size:var(u002du002dstku002du002dpresetu002du002dfont-sizeu002du002dmedium, 20px) !important;color:var(u002du002dtheme-palette-color-8, #ffffff) !important;}@media screen and (max-width:999px){.stk-ad51fb0 {margin-bottom:50px !important;}.stk-ad51fb0 .stk-block-text__text{font-size:var(u002du002dstku002du002dpresetu002du002dfont-sizeu002du002dmedium, 20px) !important;}}<\/style><p class=\"stk-block-text__text has-text-color has-palette-color-8-color translation-block\">For most new or casual traders, the XM Ultra Low account is the easiest place to start.\nIt has a low minimum deposit, a simpler cost structure, and is easier to understand before you move into more active trading.\n\n<\/br>\nThe XM Zero account is better suited to traders who already understand spreads, commissions, slippage, and short-term trading costs.\nShares is a much more specific account type and is mainly for users who want stock exposure and can meet the higher deposit requirement.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-475e15f\" data-block-id=\"475e15f\"><style>.stk-475e15f .stk-inner-blocks{column-gap:20px !important;row-gap:20px !important;}@media screen and (max-width:689px){.stk-475e15f .stk-button-group{flex-direction:column !important;align-items:flex-start !important;}.stk-475e15f .stk-block{flex-basis:auto !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-29a3ecc\" data-block-id=\"29a3ecc\"><style>.stk-29a3ecc {margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}.stk-29a3ecc .stk-button{padding-top:10px !important;padding-right:20px !important;padding-bottom:10px !important;padding-left:20px !important;}.stk-29a3ecc .stk-button__inner-text{font-size:15px !important;font-weight:700 !important;}@media screen and (max-width:999px){.stk-29a3ecc .stk-button__inner-text{font-size:15px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/xfxguide.com\/en\/click\/xm\/\"><span class=\"stk-button__inner-text\">Open an account on the XM official website<\/span><\/a><\/div>\n\n\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-f7510d5\" data-block-id=\"f7510d5\"><style>.stk-f7510d5 {max-width:680px !important;min-width:auto !important;margin-right:auto !important;margin-bottom:80px !important;margin-left:auto !important;}.stk-f7510d5 .stk-block-text__text{color:var(u002du002dtheme-palette-color-8, #ffffff) !important;}@media screen and (max-width:999px){.stk-f7510d5 {margin-bottom:50px !important;}}<\/style><p class=\"stk-block-text__text has-text-color has-palette-color-8-color\"><\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-ca671ab\" data-block-id=\"ca671ab\"><style>.stk-ca671ab {height:100px !important;}@media screen and (max-width:999px){.stk-ca671ab {height:80px !important;}}@media screen and (max-width:689px){.stk-ca671ab {height:60px !important;}}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-4a1b220\" data-block-id=\"4a1b220\"><style>.stk-4a1b220 {margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-4a1b220-column alignfull\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-b3568a4\" data-v=\"4\" data-block-id=\"b3568a4\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-b3568a4-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-b3568a4-inner-blocks\">\n<section class=\"xm-zhanghu-card-section\">\n  <div class=\"xm-zhanghu-card-container\">\n\n    <div class=\"xm-zhanghu-card-grid\">\n\n      <!-- Ultra Low -->\n      <div class=\"xm-zhanghu-card-wrap\">\n        <input type=\"checkbox\" id=\"xm-zhanghu-card-ultra\" class=\"xm-zhanghu-card-toggle\">\n\n        <div class=\"xm-zhanghu-card-item xm-zhanghu-card-featured\">\n          <div class=\"xm-zhanghu-card-top\">\n            <div class=\"xm-zhanghu-card-icon xm-zhanghu-card-icon-green\">\n              <span><\/span>\n              <span><\/span>\n              <span><\/span>\n            <\/div>\n\n            <h3>Ultra Low<\/h3>\n            <p class=\"xm-zhanghu-card-type\">Ultra-low spread account<\/p>\n\n            <p class=\"xm-zhanghu-card-desc\">\n              With its advantages of low spreads, low overnight interest, and low commissions, it is the best choice to achieve higher trading volume at the lowest cost.\n            <\/p>\n\n            <div class=\"xm-zhanghu-card-deposit\">Minimum Deposit: $5<\/div>\n\n            <a class=\"xm-zhanghu-card-btn\" href=\"https:\/\/xfxguide.com\/en\/click\/xm\/\">Open an account now<\/a>\n          <\/div>\n\n          <div class=\"xm-zhanghu-card-detail\">\n            <div class=\"xm-zhanghu-card-market\">\n              <span>market<\/span>\n              <p>Foreign exchange, precious metals, stock indices, stocks, thematic indices, commodities, energy<\/p>\n            <\/div>\n\n            <div class=\"xm-zhanghu-card-info\">\n              <div class=\"xm-zhanghu-card-row\">\n                <span>Micro account options<\/span>\n                <strong>yes<\/strong>\n                <i class=\"xm-zhanghu-card-check\"><\/i>\n              <\/div>\n\n              <div class=\"xm-zhanghu-card-row\">\n                <span>Leverage Standard<\/span>\n                <strong>50%<\/strong>\n                <i class=\"xm-zhanghu-card-check\"><\/i>\n              <\/div>\n\n              <div class=\"xm-zhanghu-card-row\">\n                <span>handling fee<\/span>\n                <strong>Minimum Deposit: $5<\/strong>\n                <i class=\"xm-zhanghu-card-cross\"><\/i>\n              <\/div>\n            <\/div>\n\n            <div class=\"xm-zhanghu-card-spread\">\n              <p class=\"xm-zhanghu-card-spread-title\">Spreads as low as<\/p>\n\n              <div class=\"xm-zhanghu-card-spread-grid\">\n                <div>\n                  <span>GOLD<\/span>\n                  <strong>2<\/strong>\n                <\/div>\n                <div>\n                  <span>USDJPY<\/span>\n                  <strong>0.9<\/strong>\n                <\/div>\n                <div>\n                  <span>EURUSD<\/span>\n                  <strong>0.8<\/strong>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n\n          <label for=\"xm-zhanghu-card-ultra\" class=\"xm-zhanghu-card-more\">\n            <span class=\"xm-zhanghu-card-more-text\">More details<\/span>\n            <span class=\"xm-zhanghu-card-less-text\">Show less<\/span>\n          <\/label>\n        <\/div>\n      <\/div>\n\n      <!-- Zero -->\n      <div class=\"xm-zhanghu-card-wrap\">\n        <input type=\"checkbox\" id=\"xm-zhanghu-card-zero\" class=\"xm-zhanghu-card-toggle\">\n\n        <div class=\"xm-zhanghu-card-item\">\n          <div class=\"xm-zhanghu-card-top\">\n            <div class=\"xm-zhanghu-card-icon xm-zhanghu-card-icon-orange\">\n              <span><\/span>\n              <span><\/span>\n              <span><\/span>\n            <\/div>\n\n            <h3>Zero<\/h3>\n            <p class=\"xm-zhanghu-card-type\">Account<\/p>\n\n            <p class=\"xm-zhanghu-card-desc\">\n              Manage your trading costs with a Zero account, with fixed fees and spreads from zero pips.\n            <\/p>\n\n            <div class=\"xm-zhanghu-card-deposit\">Minimum Deposit: $5<\/div>\n\n            <a class=\"xm-zhanghu-card-btn\" href=\"https:\/\/xfxguide.com\/en\/click\/xm\/\">Open an account now<\/a>\n          <\/div>\n\n          <div class=\"xm-zhanghu-card-detail\">\n            <div class=\"xm-zhanghu-card-market\">\n              <span>market<\/span>\n              <p>Foreign exchange, precious metals, stock indices, stocks, thematic indices, commodities, energy<\/p>\n            <\/div>\n\n            <div class=\"xm-zhanghu-card-info\">\n              <div class=\"xm-zhanghu-card-row\">\n                <span>Micro account options<\/span>\n                <strong>yes<\/strong>\n                <i class=\"xm-zhanghu-card-cross\"><\/i>\n              <\/div>\n\n              <div class=\"xm-zhanghu-card-row\">\n                <span>Leverage Standard<\/span>\n                <strong>50%<\/strong>\n                <i class=\"xm-zhanghu-card-cross\"><\/i>\n              <\/div>\n\n              <div class=\"xm-zhanghu-card-row\">\n                <span>handling fee<\/span>\n                <strong>Minimum Deposit: $5<\/strong>\n                <i class=\"xm-zhanghu-card-check\"><\/i>\n              <\/div>\n            <\/div>\n\n            <div class=\"xm-zhanghu-card-spread\">\n              <p class=\"xm-zhanghu-card-spread-title\">Spreads as low as<\/p>\n\n              <div class=\"xm-zhanghu-card-spread-grid\">\n                <div>\n                  <span>GOLD<\/span>\n                  <strong>1.6<\/strong>\n                <\/div>\n                <div>\n                  <span>USDJPY<\/span>\n                  <strong>0<\/strong>\n                <\/div>\n                <div>\n                  <span>EURUSD<\/span>\n                  <strong>0<\/strong>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n\n          <label for=\"xm-zhanghu-card-zero\" class=\"xm-zhanghu-card-more\">\n            <span class=\"xm-zhanghu-card-more-text\">More details<\/span>\n            <span class=\"xm-zhanghu-card-less-text\">Show less<\/span>\n          <\/label>\n        <\/div>\n      <\/div>\n\n<!-- Shares -->\n<div class=\"xm-zhanghu-card-wrap\">\n  <input type=\"checkbox\" id=\"xm-zhanghu-card-shares\" class=\"xm-zhanghu-card-toggle\">\n\n  <div class=\"xm-zhanghu-card-item xm-zhanghu-card-shares\">\n    <div class=\"xm-zhanghu-card-top\">\n      <div class=\"xm-zhanghu-card-icon xm-zhanghu-card-icon-shares\">\n        <span><\/span>\n        <span><\/span>\n        <span><\/span>\n      <\/div>\n\n      <h3>Shares<\/h3>\n      <p class=\"xm-zhanghu-card-type\">Stock account<\/p>\n\n      <p class=\"xm-zhanghu-card-desc\">\n        Want to own company shares? Open a Share stock account to participate in shareholding and take advantage of investment opportunities.\n      <\/p>\n\n      <div class=\"xm-zhanghu-card-deposit\">Minimum deposit $10,000<\/div>\n\n      <a class=\"xm-zhanghu-card-btn\" href=\"https:\/\/xfxguide.com\/en\/click\/xm\/\">Open an account now<\/a>\n    <\/div>\n\n    <div class=\"xm-zhanghu-card-detail\">\n      <div class=\"xm-zhanghu-card-market\">\n        <span>market<\/span>\n        <p>stock<\/p>\n      <\/div>\n\n      <div class=\"xm-zhanghu-card-info xm-zhanghu-card-shares-info\">\n        <div class=\"xm-zhanghu-card-row\">\n          <span>Bonus eligibility<\/span>\n          <strong><\/strong>\n          <i class=\"xm-zhanghu-card-cross\"><\/i>\n        <\/div>\n\n        <div class=\"xm-zhanghu-card-row\">\n          <span>Micro account options<\/span>\n          <strong><\/strong>\n          <i class=\"xm-zhanghu-card-cross\"><\/i>\n        <\/div>\n\n        <div class=\"xm-zhanghu-card-row\">\n          <span>Highest leverage<\/span>\n          <strong>1:1<\/strong>\n        <\/div>\n\n        <div class=\"xm-zhanghu-card-row\">\n          <span>Forced closure standard<\/span>\n          <strong>0%<\/strong>\n        <\/div>\n\n        <div class=\"xm-zhanghu-card-row\">\n          <span>No overnight interest<\/span>\n          <strong><\/strong>\n          <i class=\"xm-zhanghu-card-check\"><\/i>\n        <\/div>\n\n        <div class=\"xm-zhanghu-card-row\">\n          <span>handling fee<\/span>\n          <strong><\/strong>\n          <i class=\"xm-zhanghu-card-check\"><\/i>\n        <\/div>\n\n        <div class=\"xm-zhanghu-card-row\">\n          <span>Minimum deposit<\/span>\n          <strong>$10,000<\/strong>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <label for=\"xm-zhanghu-card-shares\" class=\"xm-zhanghu-card-more\">\n      <span class=\"xm-zhanghu-card-more-text\">More details<\/span>\n      <span class=\"xm-zhanghu-card-less-text\">Show less<\/span>\n    <\/label>\n  <\/div>\n<\/div>\n\n\n\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<div class=\"xm-forex-zhanghu-table-box\"> \n    <table class=\"xm-forex-zhanghu-table\">\n        <thead>\n            <tr>\n                <th>Account Type<\/th>\n                <th>Who is it more suitable for?<\/th>\n                <th>Selection Recommendation<\/th>\n            <\/tr>\n        <\/thead>\n        <tbody>\n            <tr>\n                <td><strong>Ultra Low<\/strong><\/td>\n                <td>Beginners, experienced traders, and small-scale test users<\/td>\n                <td>Preferred<\/td>\n            <\/tr>\n            <tr>\n                <td><strong>Zero<\/strong><\/td>\n                <td>Short-term traders, cost-sensitive users<\/td>\n                <td>Choose after calculating the transaction fees.<\/td>\n            <\/tr>\n            <tr>\n                <td><strong>Shares<\/strong><\/td>\n                <td>Users who want to trade real stocks, have a large amount of capital, and can accept a minimum investment of $10,000<\/td>\n                <td>This is only suitable for people who are specifically looking to open a stock account; it is not a good first choice for beginners.<\/td>\n            <\/tr>\n        <\/tbody>\n    <\/table>\n<\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-3bef45b\" data-block-id=\"3bef45b\"><style>.stk-3bef45b {height:100px !important;}@media screen and (max-width:999px){.stk-3bef45b {height:80px !important;}}@media screen and (max-width:689px){.stk-3bef45b {height:60px !important;}}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-5934905\" data-block-id=\"5934905\"><style>.stk-5934905 {margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-5934905-column alignfull\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-8b2dda4\" data-v=\"4\" data-block-id=\"8b2dda4\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-8b2dda4-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-8b2dda4-inner-blocks\">\n<section class=\"xm-forex-duibi-section\">\n  <div class=\"xm-forex-duibi-container\">\n    <h2 class=\"xm-forex-duibi-title\">Who is the Ultra Low account suitable for?<\/h2>\n\n    <p class=\"xm-forex-duibi-text translation-block\">The main advantage of the Ultra Low account is simple: lower trading costs without a complicated fee structure.<\/p>\n\n    <p class=\"xm-forex-duibi-text\">\n      It&#039;s more suitable for first-time XM users. Start with small amounts to familiarize yourself with the account, trading software, deposit, order placement, closing positions, and withdrawal processes; you don&#039;t need to calculate the fee structure in detail from the beginning.\n    <\/p>\n\n    <div class=\"xm-forex-duibi-grid\">\n      <div class=\"xm-forex-duibi-card xm-forex-duibi-card-blue\">\n        <div class=\"xm-forex-duibi-card-head\">\n          <span class=\"xm-forex-duibi-icon xm-forex-duibi-icon-check\"><\/span>\n          <h3 class=\"xm-forex-duibi-card-title\">More suitable<\/h3>\n        <\/div>\n\n        <ul class=\"xm-forex-duibi-list\">\n          <li>First time opening an XM real account<\/li>\n          <li>I want to test it with a small amount first.<\/li>\n          <li>Mainly trades foreign exchange, gold, and indices.<\/li>\n          <li>I don&#039;t want to calculate the fixed commission separately.<\/li>\n          <li>I hope the account is simple and the costs are clear.<\/li>\n        <\/ul>\n      <\/div>\n\n      <div class=\"xm-forex-duibi-card xm-forex-duibi-card-red\">\n        <div class=\"xm-forex-duibi-card-head\">\n          <span class=\"xm-forex-duibi-icon xm-forex-duibi-icon-cross\"><\/span>\n          <h3 class=\"xm-forex-duibi-card-title\">Not very suitable<\/h3>\n        <\/div>\n\n        <ul class=\"xm-forex-duibi-list\">\n          <li>High-frequency short-term users<\/li>\n          <li>People who are very sensitive to the cost of every transaction<\/li>\n          <li>Traders who already have a clear scalping strategy<\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-7d8dc59\" data-block-id=\"7d8dc59\"><style>.stk-7d8dc59 {height:100px !important;}@media screen and (max-width:999px){.stk-7d8dc59 {height:80px !important;}}@media screen and (max-width:689px){.stk-7d8dc59 {height:60px !important;}}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-a38406d\" data-block-id=\"a38406d\"><style>.stk-a38406d {margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-a38406d-column alignfull\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4ffe504\" data-v=\"4\" data-block-id=\"4ffe504\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4ffe504-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4ffe504-inner-blocks\">\n<section class=\"xm-forex-duibi-section\">\n  <div class=\"xm-forex-duibi-container\">\n    <h2 class=\"xm-forex-duibi-title\">Who is a Zero account suitable for?<\/h2>\n\n    <p class=\"xm-forex-duibi-text\">\n      Zero&#039;s focus is:<strong>Lower spreads, but with fixed commissions.<\/strong>\n    <\/p>\n\n    <p class=\"xm-forex-duibi-text\">\n      This is not a beginner-friendly account. The true cost of trading cannot be calculated by looking at spreads alone; fees, slippage, overnight interest, and trading frequency must also be taken into account.\n    <\/p>\n\n    <p class=\"xm-forex-duibi-text\">\n      If you only trade occasionally, Zero might not be the better deal. Those who frequently engage in short-term trading should seriously compare Zero.\n    <\/p>\n\n    <div class=\"xm-forex-duibi-grid\">\n      <div class=\"xm-forex-duibi-card xm-forex-duibi-card-blue\">\n        <div class=\"xm-forex-duibi-card-head\">\n          <span class=\"xm-forex-duibi-icon xm-forex-duibi-icon-check\"><\/span>\n          <h3 class=\"xm-forex-duibi-card-title\">More suitable<\/h3>\n        <\/div>\n\n        <ul class=\"xm-forex-duibi-list\">\n          <li>Has experience in forex or CFD trading<\/li>\n          <li>Can calculate the total cost of a single transaction<\/li>\n          <li>The trading frequency is relatively high.<\/li>\n          <li>intraday, short-term, or scalping strategies<\/li>\n          <li>Acceptable fixed commission<\/li>\n        <\/ul>\n      <\/div>\n\n      <div class=\"xm-forex-duibi-card xm-forex-duibi-card-red\">\n        <div class=\"xm-forex-duibi-card-head\">\n          <span class=\"xm-forex-duibi-icon xm-forex-duibi-icon-cross\"><\/span>\n          <h3 class=\"xm-forex-duibi-card-title\">Not very suitable<\/h3>\n        <\/div>\n\n        <ul class=\"xm-forex-duibi-list\">\n          <li>New to XM<\/li>\n          <li>People who don&#039;t know how to calculate transaction fees<\/li>\n          <li>People who only place orders occasionally<\/li>\n          <li>Users who only view &quot;zero spread&quot;<\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-0634376\" data-block-id=\"0634376\"><style>.stk-0634376 {height:100px !important;}@media screen and (max-width:999px){.stk-0634376 {height:80px !important;}}@media screen and (max-width:689px){.stk-0634376 {height:60px !important;}}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-ba6b98c\" data-block-id=\"ba6b98c\"><style>.stk-ba6b98c {margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-ba6b98c-column alignfull\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f49bc1a\" data-v=\"4\" data-block-id=\"f49bc1a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f49bc1a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f49bc1a-inner-blocks\">\n<section class=\"xm-forex-duibi-section\">\n  <div class=\"xm-forex-duibi-container\">\n    <h2 class=\"xm-forex-duibi-title\">Who is a Shares account suitable for?<\/h2>\n\n    <p class=\"xm-forex-duibi-text\">\n      The key point of Shares is:<strong>This is a stock account, not a forex, gold, or index CFD account.<\/strong>\n    <\/p>\n\n    <p class=\"xm-forex-duibi-text translation-block\">The Shares account has a minimum deposit of $10,000 and maximum leverage of 1:1.\nThat makes it much less accessible than the Ultra Low or Zero account.<\/p>\n\n    <p class=\"xm-forex-duibi-text\">\n      If you simply want to familiarize yourself with the XM account opening, deposit, and MT4\/MT5 order placement process, Shares is not suitable as your first choice. Beginners should prioritize Ultra Low, as it will be more direct.\n    <\/p>\n\n    <div class=\"xm-forex-duibi-grid\">\n      <div class=\"xm-forex-duibi-card xm-forex-duibi-card-blue\">\n        <div class=\"xm-forex-duibi-card-head\">\n          <span class=\"xm-forex-duibi-icon xm-forex-duibi-icon-check\"><\/span>\n          <h3 class=\"xm-forex-duibi-card-title\">More suitable<\/h3>\n        <\/div>\n\n        <ul class=\"xm-forex-duibi-list\">\n          <li>People who clearly want to trade in the stock market<\/li>\n          <li>Minimum deposit acceptable: $10,000<\/li>\n          <li>I don&#039;t pursue high leverage; I only want to trade stocks using a 1:1 leverage ratio.<\/li>\n          <li>With substantial funds and a long-term holding plan<\/li>\n          <li>The difference between a stock account and a CFD account is now clear.<\/li>\n        <\/ul>\n      <\/div>\n\n      <div class=\"xm-forex-duibi-card xm-forex-duibi-card-red\">\n        <div class=\"xm-forex-duibi-card-head\">\n          <span class=\"xm-forex-duibi-icon xm-forex-duibi-icon-cross\"><\/span>\n          <h3 class=\"xm-forex-duibi-card-title\">Not very suitable<\/h3>\n        <\/div>\n\n        <ul class=\"xm-forex-duibi-list\">\n          <li>New to XM<\/li>\n          <li>People who just want to test the account process with a small amount of money<\/li>\n          <li>People who primarily trade foreign exchange, gold, crude oil, or indices<\/li>\n          <li>People who want to use higher leverage<\/li>\n          <li>People who haven&#039;t figured out the stock account cost rules<\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-b09cdfd\" data-block-id=\"b09cdfd\"><style>.stk-b09cdfd {height:100px !important;}@media screen and (max-width:999px){.stk-b09cdfd {height:80px !important;}}@media screen and (max-width:689px){.stk-b09cdfd {height:60px !important;}}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-7b4d586\" data-block-id=\"7b4d586\"><style>.stk-7b4d586 {margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-7b4d586-column alignfull\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-01bb6a3\" data-v=\"4\" data-block-id=\"01bb6a3\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-01bb6a3-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-01bb6a3-inner-blocks\">\n<section class=\"xm-tablebox-section\">\n  <h2 class=\"xm-tablebox-title\">Differences between Ultra Low, Zero, and Shares<\/h2>\n\n  <div class=\"xm-tablebox-table-box\">\n    <table class=\"xm-tablebox-table\">\n      <thead>\n        <tr>\n          <th>Comparison items<\/th>\n          <th>Ultra Low<\/th>\n          <th>Zero<\/th>\n          <th>Shares<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr>\n          <td>Account Features<\/td>\n          <td><strong>Low spreads, low cost, easy to understand<\/strong><\/td>\n          <td>Low spreads + fixed commission<\/td>\n          <td>Stock accounts have high entry barriers and only allow trading in the stock market.<\/td>\n        <\/tr>\n        <tr>\n          <td>Minimum deposit<\/td>\n          <td>$5<\/td>\n          <td>$5<\/td>\n          <td><strong>$10,000<\/strong><\/td>\n        <\/tr>\n        <tr>\n          <td>Cost structure<\/td>\n          <td>Simpler<\/td>\n          <td>Transaction fees need to be calculated.<\/td>\n          <td>It depends on stock trading commissions and specific market rules.<\/td>\n        <\/tr>\n        <tr>\n          <td>Suitable for<\/td>\n          <td>Novice and average traders<\/td>\n          <td>Experienced short-term traders<\/td>\n          <td>Users with substantial funds who specifically want to open a stock account<\/td>\n        <\/tr>\n        <tr>\n          <td>Beginner-friendly<\/td>\n          <td>higher<\/td>\n          <td>generally<\/td>\n          <td>lower<\/td>\n        <\/tr>\n        <tr>\n          <td>Core Recommendations<\/td>\n          <td><strong>Most people prefer<\/strong><\/td>\n          <td>Understand the costs before making a selection<\/td>\n          <td>Not suitable as the first choice for beginners in XM<\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n\n  <p class=\"xm-tablebox-note\">\n   <\/p>\n<\/section>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-e5bf575\" data-block-id=\"e5bf575\"><style>.stk-e5bf575 {height:130px !important;}@media screen and (max-width:999px){.stk-e5bf575 {height:80px !important;}}@media screen and (max-width:689px){.stk-e5bf575 {height:60px !important;}}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-fdacafa\" data-block-id=\"fdacafa\"><style>.stk-fdacafa {margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-fdacafa-column alignfull\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-fe1378e\" data-v=\"4\" data-block-id=\"fe1378e\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-fe1378e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-fe1378e-inner-blocks\">\n<section class=\"xm-fengxian-section\">\n  <div class=\"xm-fengxian-wrap\">\n    <div class=\"xm-fengxian-content\">\n      <div class=\"xm-fengxian-kicker\">Final Recommendation<\/div>\n      <h2 class=\"xm-fengxian-title\">How to choose an XM account? Most people start with Ultra Low.<\/h2>\n      <p class=\"xm-fengxian-text\">\n        Most people choose the XM account, directly from <strong>Ultra Low<\/strong> Getting started is enough.<br>\n        It has a low barrier to entry, its cost structure is easier to understand, and it is more suitable for first getting a real transaction process running.\n      <\/p>\n      <p class=\"xm-fengxian-text\">\n        <strong>Zero can be considered in the second step.<\/strong><br>\n        Wait until you can understand the relationship between spreads, fees, slippage, and trading frequency before deciding whether to switch.\n      <\/p>\n<p class=\"xm-fengxian-text\">\n        Shares is only suitable for those who are determined to open a stock account and can accept the starting threshold of $10,000.\n      <\/p>\n    <\/div>\n\n    <div class=\"xm-fengxian-visual\">\n      <div class=\"xm-fengxian-icon-card xm-fengxian-icon-card-main\">\n        <svg viewbox=\"0 0 96 96\" aria-hidden=\"true\">\n          <path d=\"M48 10 78 24v22c0 21-13 34-30 42-17-8-30-21-30-42V24L48 10Z\" \/>\n          <path d=\"M36 49l8 8 18-22\" \/>\n        <\/svg>\n      <\/div>\n\n      <div class=\"xm-fengxian-icon-card xm-fengxian-icon-card-one\">\n        <svg viewbox=\"0 0 96 96\" aria-hidden=\"true\">\n          <path d=\"M20 72h56\" \/>\n          <path d=\"M24 62l14-18 14 10 20-30\" \/>\n          <path d=\"M66 24h10v10\" \/>\n        <\/svg>\n      <\/div>\n\n      <div class=\"xm-fengxian-icon-card xm-fengxian-icon-card-two\">\n        <svg viewbox=\"0 0 96 96\" aria-hidden=\"true\">\n          <path d=\"M24 30h48\" \/>\n          <path d=\"M24 48h48\" \/>\n          <path d=\"M24 66h30\" \/>\n          <circle cx=\"68\" cy=\"66\" r=\"8\" \/>\n        <\/svg>\n      <\/div>\n\n      <div class=\"xm-fengxian-icon-card xm-fengxian-icon-card-three\">\n        <svg viewbox=\"0 0 96 96\" aria-hidden=\"true\">\n          <path d=\"M28 68 68 28\" \/>\n          <circle cx=\"30\" cy=\"30\" r=\"10\" \/>\n          <circle cx=\"66\" cy=\"66\" r=\"10\" \/>\n        <\/svg>\n      <\/div>\n\n      <div class=\"xm-fengxian-icon-card xm-fengxian-icon-card-four\">\n        <svg viewbox=\"0 0 96 96\" aria-hidden=\"true\">\n          <rect x=\"20\" y=\"22\" width=\"56\" height=\"52\" rx=\"8\" \/>\n          <path d=\"M34 38h28\" \/>\n          <path d=\"M34 52h18\" \/>\n          <path d=\"M34 64h26\" \/>\n        <\/svg>\n      <\/div>\n\n      <div class=\"xm-fengxian-icon-card xm-fengxian-icon-card-five\">\n        <svg viewbox=\"0 0 96 96\" aria-hidden=\"true\">\n          <path d=\"M22 70c8-14 18-22 32-22 10 0 17 3 24 9\" \/>\n          <path d=\"M20 70h16l7 8 12-34 10 20h15\" \/>\n          <path d=\"M58 18h20v20\" \/>\n          <path d=\"M78 18 56 40\" \/>\n        <\/svg>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-a2928f5\" data-block-id=\"a2928f5\"><style>.stk-a2928f5 {margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-a2928f5-column alignfull\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-fe9653c\" data-v=\"4\" data-block-id=\"fe9653c\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-fe9653c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-fe9653c-inner-blocks\">\n<section class=\"xm-faq\">\n  <div class=\"xm-faq-head\">\n    <div class=\"xm-faq-kicker\">FAQ<\/div>\n    <h2>XM Account Type FAQs<\/h2>\n    <p class=\"xm-faq-subtitle\">\n      To answer frequently asked questions about choosing between XM Ultra Low and Zero accounts, their suitability for different users, transaction fees, minimum deposit requirements, and demo accounts, please refer to these frequently asked questions.\n    <\/p>\n  <\/div>\n\n  <div class=\"xm-faq-list\">\n    <details class=\"xm-faq-item\" open>\n      <summary>What are the different types of XM accounts?<\/summary>\n      <div class=\"xm-faq-content\">\n        <p>For XM accounts, focus on Ultra Low and Zero.<\/p>\n        <p>Ultra Low is more suitable for beginners, ordinary traders, and users testing with small amounts of money.<\/p>\n        <p>Zero is more suitable for people who are familiar with transaction fees and short-term trading costs.<\/p>\n      <\/div>\n    <\/details>\n\n    <details class=\"xm-faq-item\">\n      <summary>Should XM beginners choose Ultra Low or Zero?<\/summary>\n      <div class=\"xm-faq-content\">\n        <p>Beginners are better off starting with Ultra Low.<\/p>\n        <p>Its cost structure is easier to understand and is more suitable for those who are already familiar with the account, trading software, deposit, order placement, closing, and withdrawal processes.<\/p>\n        <p>For first-time account openings, it is not recommended to choose Zero simply because of its &quot;zero spread&quot;.<\/p>\n      <\/div>\n    <\/details>\n\n    <details class=\"xm-faq-item\">\n      <summary>Is an XM Zero account suitable for beginners?<\/summary>\n      <div class=\"xm-faq-content\">\n        <p>It is generally not recommended for beginners to choose Zero first.<\/p>\n        <p>Zero offers lower spreads, but comes with a fixed commission.<\/p>\n        <p>The true cost of a transaction should include spreads, commissions, slippage, overnight interest, and trading frequency.<\/p>\n      <\/div>\n    <\/details>\n\n    <details class=\"xm-faq-item\">\n      <summary>Who is the XM Ultra Low account suitable for?<\/summary>\n      <div class=\"xm-faq-content\">\n        <p>Ultra Low is suitable for first-time XM users, small-scale testing users, and regular manual traders.<\/p>\n        <p>If you don&#039;t want to start calculating complicated fees from the beginning, Ultra Low will be easier to use.<\/p>\n        <p>It is more suitable to first get the actual transaction process running smoothly.<\/p>\n      <\/div>\n    <\/details>\n\n    <details class=\"xm-faq-item\">\n      <summary>Is an XM Zero account cheaper?<\/summary>\n      <div class=\"xm-faq-content\">\n        <p>Not always.<\/p>\n        <p>The Zero account may offer lower spreads, but you also need to include the fixed commission.<\/p>\n        <p>For occasional traders, Ultra Low may be easier and sometimes more cost-effective.<\/p>\n      <\/div>\n    <\/details>\n\n    <details class=\"xm-faq-item\">\n      <summary>What is the minimum deposit amount for an XM account?<\/summary>\n      <div class=\"xm-faq-content\">\n        <p>The minimum deposit shown on both the Ultra Low and Zero pages is $5.<\/p>\n        <p>The actual deposit amount, payment method, and available channels are subject to the information displayed on the account opening page and account backend.<\/p>\n      <\/div>\n    <\/details>\n\n    <details class=\"xm-faq-item\">\n      <summary>Can I use a demo account with my XM account first?<\/summary>\n      <div class=\"xm-faq-content\">\n        <p>Yes.<\/p>\n        <p>Beginners can start by using a demo account to familiarize themselves with the trading software, product quotes, and order placement and closing operations.<\/p>\n        <p>Once you&#039;re ready, switch to a real account for a small-scale test.<\/p>\n      <\/div>\n    <\/details>\n  <\/div>\n\n  <p class=\"xm-faq-note\">\n   <\/p>\n<\/section>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>XM\u8d26\u6237\u7c7b\u578b\u600e\u4e48\u9009\uff1f \u5927\u591a\u6570\u666e\u901a\u7528\u6237\uff0c\u4f18\u5148\u770b Ultra Low\u3002\u5df2\u7ecf\u719f\u6089\u70b9\u5dee\u3001\u624b\u7eed\u8d39\u548c\u77ed\u7ebf\u4ea4\u6613\u6210\u672c\u7684\u4eba\uff0c\u518d\u8003 [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-755","page","type-page","status-publish","hentry"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/xfxguide.com\/en\/wp-json\/wp\/v2\/pages\/755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xfxguide.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/xfxguide.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/xfxguide.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/xfxguide.com\/en\/wp-json\/wp\/v2\/comments?post=755"}],"version-history":[{"count":13,"href":"https:\/\/xfxguide.com\/en\/wp-json\/wp\/v2\/pages\/755\/revisions"}],"predecessor-version":[{"id":888,"href":"https:\/\/xfxguide.com\/en\/wp-json\/wp\/v2\/pages\/755\/revisions\/888"}],"wp:attachment":[{"href":"https:\/\/xfxguide.com\/en\/wp-json\/wp\/v2\/media?parent=755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}